Retirement Readiness Poll
Vanguard "How America Saves 2025" reports that the median 401k balance for ages 55 to 64 is around 89,716 dollars, far below most retirement targets. Take this three question peer poll on your age, savings, and confidence to see how your stack ranks. Educational comparison only, not financial advice.
Last updated: May 2026
Vanguard "How America Saves 2025" reports that the median 401k balance for ages 55 to 64 is around 89,716 dollars, far below most retirement targets. Take this three question peer poll on your age, savings, and confidence to see how your stack ranks. Educational comparison only, not financial advice.
📊 Your visitors see this on your website. Add this tool to your website. Visitors complete it, you capture their data as qualified leads. See plans →
↑ This is exactly what your website visitors see when you embed this tool. The only difference: their results are gated behind an email capture form, and every input is sent to your CRM.
Comparing static form deployments to interactive tool deployments surfaces a consistent pattern: businesses that replace static forms with interactive tools like this one see 3-5x more qualified leads, visitors volunteer their data because they get personalized results in return.
Embed This Poll on Your Website
Every visitor who uses your embedded poll becomes a qualified lead. Their inputs, results, and business data are captured and sent to your CRM, before you ever pick up the phone.
Frequently Asked Questions
What is a common retirement savings target?
Fidelity guidelines suggest 1x income saved by age 30, 3x by 40, 6x by 50, and 10x by 67. These are general guidelines based on average lifestyles and Social Security assumptions, individual targets vary widely. Treat as directional only.
Is this poll personalized retirement advice?
No. The poll is a peer comparison built from respondent answers, not personalized retirement planning. The result is educational context only. For actual retirement decisions, consult a CFP or fiduciary advisor with full visibility into your situation.
What if my retirement savings are below the peer median?
Below median savings is common, Vanguard data shows the median 55 to 64 year old has around 90,000 dollars in 401k, far below most retirement targets. The next step is a detailed retirement projection, not panic. Time, contribution rate, and asset allocation all matter.
Why is retirement confidence so low for most respondents?
EBRI 2025 Retirement Confidence Survey shows under 30% of workers feel very confident about retirement. The gap between confidence and preparation is well documented, and is itself a useful signal to engage with the planning process more seriously.
Related Tools
Retirement Readiness Scorecard
The Federal Reserve Survey of Consumer Finances shows the median working-age US household holds retirement balances well below the age-based benchmarks most planners cite. Score your retirement readiness across savings rate, nest egg versus age, debt position, time horizon, and projected income replacement to see exactly where you stand and which gap is largest.
Household Financial Health Check
The CFPB Financial Well-Being Scale benchmarks US household financial health on a 0 to 100 scale; the median sits around 51, with major gaps in emergency cushion and protection. Score your household across savings rate, emergency fund, household debt ratio, retirement contributions, and protection (insurance and estate basics) to see your overall health and the weakest category to address first.
Do You Need a Financial Advisor?
Cerulli Associates reports about 35% of US households work with a financial professional, with engagement rising sharply once investable assets exceed $250,000. Answer six questions about your assets, complexity, confidence, available time, life stage, and competing goals to see whether DIY is reasonable for you today or whether an advisor relationship would pay for itself.
Is Your Emergency Fund Big Enough?
The Federal Reserve's Survey of Household Economics found that nearly 40% of US adults could not cover a $400 emergency expense from savings without borrowing. Answer seven questions about your current savings, income stability, dependents, fixed costs, job-loss risk, health buffer, and account location to see whether your emergency cushion is underfunded, on track, or well-cushioned.
Are You Ready to Buy a Home?
The National Association of Realtors First-Time Buyer Profile shows the typical first-time buyer puts down about 8% and the median home price-to-income ratio has risen to about 5x in recent years. Score your home-buying readiness across down payment, credit health, debt-to-income, job stability, emergency cushion, and local affordability to see whether you are ready now or which gap to close first.
Savings Rate Comparison Poll
BEA data shows the US personal savings rate hovering around 4 to 5% in 2025, far below the 10 to 15% target most financial educators reference. Take this two question peer poll on your savings rate and your stage to see how you compare. Educational comparison only, not financial advice.