Property Listing Grader

200-400 words. Include square footage, bedroom and bathroom counts, key features, neighborhood benefits, and a clear call to action. Zillow research shows listings between 250-400 words receive the highest save and share rates.

Professional photos (25+ high-resolution images), 3D Matterport or Zillow 360 tours, detailed square footage and lot size, lifestyle language about the neighborhood, walk score, school ratings, and a unique selling proposition.

It evaluates 10 criteria: compelling headline, benefit-focused description, square footage and bedroom/bath count, photo quality and quantity, home energy audit or Energy Star info, local amenities mentioned, school ratings and walk score, price context, floor plan included, and 3D tour availability.

An A grade (80-100) means your listing is optimized for leads. Zillow Research shows A-grade listings receive roughly 40% more saves and sell 7-14 days faster than comparable C-grade listings, particularly in slower markets.

Add professional photos (Zillow data shows listings with professional photography get significantly more views), include a floor plan (one of the most-requested features), add a 3D tour, and write benefit-focused descriptions that sell the lifestyle and neighborhood, not just room counts.

Each of 10 rules is checked against your listing content. Rules are weighted by impact on lead rates, photo quality, 3D tours, and description quality carry the most weight per Zillow and Redfin research.

Include 25 or more high-resolution professional photos for the best results. Redfin data shows listings with professional photography receive 61% more views. Add a 3D Matterport or Zillow 360 virtual tour and a floor plan as these are among the most requested features by buyers and significantly increase saves and showing requests.

Monthly rent, security deposit, move-in date, square footage and bedroom/bath count, amenities, location and walk score, application requirements (credit, income, background check), utility responsibilities, and pet policy.

It covers cap rate tracking, tenant screening (credit, income, rental history), preventive maintenance, landlord insurance and umbrella coverage, mortgage refinance review, vacancy minimization, Fair Housing and state landlord-tenant law compliance, annual rent review, property condition, and property management evaluation.

The minimum is 3% for a conventional Fannie Mae HomeReady loan, 3.5% for an FHA loan, and 0% for a VA loan if you are eligible.

You are ready when you have 3-20% down payment saved, 2-5% closing costs, 3-6 months cash reserves, stable W-2 or 2+ years of 1099 income, FICO above 620, a mortgage pre-approval letter, and a real estate agent lined up.

You answer 10 questions about your mortgage preparedness covering down payment, income stability, FICO score, existing debt (DTI), bank statements, employment type, down payment source, affordability, documentation, and pre-approval status.